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You May Be Eligible To Open A Business Credit Card Even Without A Formal Business megababies Blue ChevronMany are unaware that you don't need a formal business entity or an EIN to apply for Chase Ink business credit cards. You can apply as a sole proprietor using your name and Social Security Number. For instance, if you're involved in multiple business activities like real estate, freelance work, buying and selling, or services such as makeup or hair, even without formal registration, you're eligible to apply. Moreover, you can hold multiple Ink cards